Assess your current financial situation, goals and objectives

Our first meeting will involve assessing your current financial situation and, more importantly, getting to know you, your goals and objectives. We’ll collect the basic information we need from you about your current financial situation to get an initial idea of what you have, so that we can help you get to where you want to be. We will be able to discuss the services you require and give you an indication about how much our advice will cost. In short, the first meeting gives you an opportunity to find out how we work, and allows us to understand your situation. 

We’ll get in touch with the providers involved in your financial arrangements. We reflect on what you have and what you want, determine what you can achieve with existing resources and decide what you might need to do differently. As part of our research, we will select from the whole market the financial products that are most suitable for you (if a financial product is required), and prepare a report detailing the financial plan and our recommendations. 

We will present our recommendations to you which you will be able to consider and discuss with us. Will will issue a written report which will demonstrate to you how the plan might work and how the ensuing recommendations are relevant, robust and suitable. The report will avoid jargon and irrelevant information. We'll invite you to provide feedback so we can incorporate any changes, if necessary.   

Once you are satisfied that the plan and the recommendations make sense, we will implement it. We will help to complete and submit applications forms and we ensure that all transactions are carried out in a timely fashion and in accordance with financial regulations. 

Your plan will need to be reviewed to accommodate changes in your  personal circumstances as well as wider factors such as economic conditions, legislation and taxation. We will meet with you at least annually to ensure you remain on track to achieve your goals.